Spectrum Message Services - MoneyGUARD - Card Security
SMS is focused on promoting the MoneyGUARD system which
profitably reduces credit card fraud and puts cardholders back in control of
their credit cards and bank accounts. MoneyGUARD is a suite of products
that puts the consumer back in control of their bank accounts and lines of
credit, without requiring expensive changes to infrastructure. Via real time
SMS communications it can increase customer satisfaction, reduce fraud, and
provide a separate communications channel to the customer.
MoneyGUARD - the Card Fraud Security System
Apart from the fraud reduction aspect, customer facing value added services
like balance enquiries, real time credit limit adjustments and exchange rate
queries are all supported. OTP Bank reports significant customer experience
benefits from additional services such as these as well as a brand image
improvement.
Spectrum Message Services was founded in 2004 by a group of banking
payments and security executives.
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