Welcome to Spectrum Message Services Group

Our company is focused on promoting the MoneyGUARD system which profitably reduces card fraud and puts cardholders back in control of their credit or debit cards, as well as bank accounts. The system uses SMS messaging to notify cardholders in real time of card transactions. It also allows the cardholder to interactively respond to queries they may have, such as card balances.

Spectrum Message Services operates in a growing number of countries around the world, selling the MoneyGUARD system and associated products. Our main sales motion is via our partners active in the transaction processing industry.

The MoneyGUARD system is offered to Spectrum Message Services clients on a risk reward basis. It provides a positive value proposition to both cardholders as well as card issuers.

Card issuers will not only significantly reduce the fraud on their cards, but also gain a positive revenue stream from the service, as well as improve the brand image and overall customer service proposition. Integration with existing host systems is fast and unobtrusive.